Contact Us
Long Island's Premier Gold Buyer
Pawn: 631.588.7296 (PAWN)
Gold: 631.585.4653 (GOLD)
Fax: 631.588.1889
allisland14@optonline.net
Pawn: 631.588.7296 (PAWN)
Gold: 631.585.4653 (GOLD)
Fax: 631.588.1889
allisland14@optonline.net
All Island Jewelry & Loan – located in Centereach NY, will offer you the most competitive prices for unwanted gold and jewelry. We provide a wide variety of gold and jewelry buyer services and amenities that are designed to accommodate all your specific requests and quick cash loan requirements.
As one of Suffolk County’s leading gold buyers and precious gem pawnbrokers, we are dedicated to meeting your fast cash loan needs effectively and professionally, and we offer our Long Island customers a level of personal service and expertise you’re not likely to find at other pawnshops in New York. Our Centereach location services clients in all surrounding areas including Selden, Ronkonkoma, Smithtown, Nesconset, Coram, Port Jefferson, Holbrook, Hauppauge and more.
There is no minimum for repayment on your loan. There is a 5-month maximum for repayment on a loan. The maximum APR is 54.75%. Interest rates and charges are regulated by the state of New York. New York allows 4% interest per month. Our ticket fee and vault/handling fee is $10 per ticket. The insurance fee is 2% of the loan amount (1% of the insured value). A 30-day notification is required by the New York state law prior to the disposal of the pledged merchandise. A notice is sent by way of certified mail to your address, listed in front of the pawn receipt. You are under no obligation to pay the loan.
For Example, a $100 loan would come to $110 after the first month. The $10 consists of – a $4 interest payment, $4 service fee and a 2% fee for storage/handling etc. The total cost after four months would be $122.
In the past 100 years, the number of pawnbrokers has skyrocketed in the United States. During the Great Depression era, pawn shops were among the only institutions offering cash as banks failed and people were forced to give up their cherished items to make ends meet. Today, whether in big cities and small towns, pawn shops are still a primary place people can go to turn their items into cash. Pawnbrokers operate as mini-banks for millions of Americans who do not hold checking accounts, and they also serve as an area of exchange for people of all class backgrounds to buy and sell unique, rare or coveted items. Electronics, musical instruments and distinctive pieces of clothing are also common items pawnbrokers accept for collateral pawn loans.
"I've done business with the guys at All Island Jewelry and Loan numerous times. They are great on prices and always fair. Unlike many other places who over inflate their prices , at All Island you can put your trust in the guys that you are paying a more then fair and better than average price. They are a super friendly and helpful bunch of people whom I look forward to doing business with everytime I go there. Thanks All Island Jewelry & Loan!"
“I highly recommended this store. The staff is extremely polite, professional and very accommodating. I have been to other places but after coming here, I will never go anywhere else. They are the best!”
“These guys are the best. They are very fair and they are so friendly. I have. Even dealing with them for years. I would recommend this place over and over again”
"Raymond helped me with my items. He was very kind and honest! I would definitely come back to All Island Jewelry & Loan."
"All Island is one of the few businesses who are kind, honest and always willing to help. Best shop on long island. Been a long time customer. Never disappointed"
"Went to buy a gold chain and was so happy with the service. Luke was so helpful and patient with going over the detail of my purchase. I would recommend them to anyone. Trustworthy and very fair pricing. Love the chain!!"
"I have been dealing with All Island Jewelry and Loan for years now and I would recommend them highly. They are extremely nice people, courteous and honest. Way to go guys!!!!! This is how a business should be run!!"
"There aren't enough good things I can say about All Island Jewelry & Loan. I learned about them over 17 years ago. I am always treated with absolute professionalism. All the staff is knowledgeable and great. I would recommend it highly and would never go any where else. Thank you to the entire staff."
